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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Earn $500 for Your Business*

Plus, enjoy our Payments Plus bundle for 3 months with no service charge.+

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Become a New Business Checking Client Today

At Old National, we offer simple-yet-robust products and services for local businesses like yours, so you can focus on running your day-to-day operations.

How to Earn $500 for Your Business in 3 Steps
Open a new Access Business Banking or Pro Access Business Banking Account. More info about each below.

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    Deposit $7,000+

    Deposit a total of $7,000 or more within 30 days of account opening.

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    Maintain a Minimum Balance

    Maintain a minimum balance of $7,000 for days 31-90 of account opening.

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    Log In to Digital Banking

    Log in to Small Business Digital Banking within 30 days of account opening.

Complete the Above Qualifying Activities and Earn a $500 Bonus Within 120 days of Account Opening*

Make Appointment

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Limited Time Additional Bonus

Act now and enjoy our Payments Plus Bundle for 3 months with no service charge. Simply add it to your new Access Business Banking or Pro Access Business Banking account within 30 days of account opening.+

Bundle Details

Business Checking Comparison

We have solutions for start-ups and small businesses with low transaction volume and simple online banking needs. We also serve mid-size businesses with greater needs, like sending and receiving ACH transactions or expanded online business banking with multiple users. Choose from our checking options and bundle add-ons to customize the solution you need.

  • Access Business Banking3

    Your simple, no fuss solution.

    • 500 free items processed per month.4
    • Up to $25,000 in cash and currency deposits each month at no cost.5
    • Business checks available.

    Plus, within Small Business Digital Banking:

    • Multi-User Lite access gives one Primary Admin the ability to assign access to other users.
    • Access to Business Plus and Payments Plus bundle packages.

    Monthly maintenance fee $0 with eStatement enrollment, OR $3 per month.

    Make Appointment

    Find a Banking Center

  • Pro Access Business Banking3

    A high-powered option for your business.

    • 500 free items processed per month.4
    • Up to $25,000 in cash and currency deposits each month at no cost.5
    • 35% discount on business checks.

    Plus, within Small Business Digital Banking:

    • Opportunity to have multiple users, access to multiple businesses and customized permissions.
    • Basic ACH service with no monthly fee.
    • Basic Autobooks to create and send invoices and collect payment.
    • Access to Payments Plus package.

    Monthly maintenance fee $0 with minimum $20,000 average ledger balance, OR $0 with $50,000 in combined checking, savings and money market account average ledger balances, OR $25 per month.

    • Free eStatements or $3 per month for paper statements.

    Make Appointment

    Find a Banking Center

Check Out Our Bundles

These financial management services can be added to enhance your Access Banking for a discount of $10 a month each. Plus, for a limited time, enroll in our Payments Plus bundle and enjoy the first 3 months at no cost.+

  • Payments Plus

    MONTHLY SERVICE CHARGE WAIVED FOR FIRST 3 MONTHS+

    Available with Access Business Banking or Pro Access Business Banking

    Wire services

    • One free domestic outgoing wire per month
    • Discounted fees for additional wires

    ACH payments 

    • 25 free ACH transactions per month, $0.50 per transaction thereafter
    • Schedule one-time or recurring ACH transactions

    Fraud prevention services

    • Reverse Check Positive Pay
    • ACH Block and Filter

    Make Appointment

    Find a Banking Center

  • Business Plus

    Available with Access Business Banking

    Includes Basic Autobooks. Send invoices online and receive digital payments from your customers.

    Upgrade available: Autobooks Premium. Gain access to digital accounting software at an additional cost.6

    Make Appointment

    Find a Banking Center

What to Bring When You Visit Us
Expedite the account-opening process by coming prepared.

  • A personal I.D. and professional (business) license
  • An Employment Identification Number (EIN)
  • Articles of Incorporation and banking resolutions (the paperwork you filed with the state when you first opened your business)
  • Beneficial ownership documentation, if applicable
  • Depending on your type of business and specific request, additional documents may be needed as we process your request.

Make Appointment

Find a Banking Center

3 Reasons to Choose Old National Bank

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    Our Client Commitment

    Our commitment to our clients is what truly distinguishes us. We believe in relationships and results. Partner with a bank committed to the success of your company and our local community.

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    Easy-to-Use Checking

    We have easy-to-use checking products, including an option with no monthly maintenance fee and no minimum balance. Plus, we offer a variety of business financing solutions and a full suite of business services.

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    Dedicated Small Business Bankers

    Old National has dedicated small business bankers who work with you to customize solutions for your business.

* TO QUALIFY FOR THE SMALL BUSINESS CHECKING CASH BONUS OF $500:  

To earn the checking account bonus, new to business deposit customer must complete each of the following requirements:

Open an Access Business Banking Checking account or Pro Access Business Banking Checking account with a minimum deposit of $100 between 4/28/2025 and 9/30/2025, at any Old National banking center and complete the following:

  1. Deposit $7,000 or more within 30 days of account opening.
  2. Maintain a minimum balance of at least $7,000 for days 31-90 of account opening.
  3. Enroll in Small Business Digital Banking and log in within 30 calendar days of account opening.
  4. Account must remain open with a balance greater than $0 and in good standing at the time the cash bonus is paid into the account, within 120 days after opening.
  • The qualifying minimum deposit must be made to the new account within 30 calendar days of account opening ("Qualification Period"). On day 30 of account opening, we will check for the required deposit balance. If your day 30 falls on a non-business day, we will review the account on the first business day after day 30 of account opening. Qualifying deposits include teller/ATM/mobile deposits, wires, external transfers from other accounts at other financial institutions. Deposits made by transfers between Old National accounts, do not qualify.
  • The qualifying required balance must be maintained during days 31-90 of account opening ("Maintenance Period"). During days 31-90 of account opening, we will check daily for the minimum required balance.
  • The qualifying enrollment and login into Small Business Digital Banking platform must be made to the new account within 30 calendar days of account opening ("Qualification Period"). Enrollment and login into Consumer Digital Banking, OnPoint Essentials, and OnPoint Treasury does not qualify.
  • Limit one cash bonus per customer [Taxpayer Identification Number (TIN)/Social Security Number (SSN)] regardless of the number of checking accounts opened. The new Access Business Banking account or Pro Access Business Banking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid into the account. The cash bonus will be credited to the Old National business checking account approximately within 120 days from account opening. Recipient(s) (customer TIN/SSN) of cash bonus shall not be eligible to receive a cash bonus on any other business checking account. Bonus may be reported on IRS Form 1099-MISC.

+ TO QUALIFY FOR 3 MONTHS OF PAYMENTS PLUS BUNDLE WITH NO SERVICE CHARGE:

To receive service charge waiver for 3 months, new to business deposit customer must complete each of the following requirements:

Open an Access Business Banking Checking account or Pro Access Business Banking Checking account with a minimum deposit of $100 between 4/28/2025 and 9/30/2025, at any Old National banking center

  • Enroll in the Payments Plus Bundle within 30 calendar days of account opening.
  • The qualifying enrollment of the Payments Plus Bundle must be made within 30 calendar days of account opening ("Qualification Period"). Enrollment of Business Plus does not qualify.
  • The $10 Monthly Service charge is waived for the first 3 monthly statement periods. Limit of one service charge waiver of the Payments Plus Bundle [Taxpayer Identification Number (TIN)/Social Security Number (SSN)] regardless of the number of checking accounts opened.

Promotional offers are available only to new Old National Bank Business customers establishing a new business checking relationship for business purposes only or current Old National Bank Business customers without an existing business deposit relationship. Promotional offers are not available to Old National Bank business customers (including owners on joint accounts) with an existing business deposit account, any business deposit accounts closed within the last 12 months, has been paid a promotional bonus in the past 12 months or Old National employees. Offer available to business accounts opened at any Old National banking center. Old National reserves the right to extend or discontinue the offer at any time without notice. Member FDIC 

1 Old National does not charge any fees to use Mobile Banking; however, there may be charges associated with data usage on your phone. Check with your wireless carrier for more information.
2 No ATM surcharge fees charged for Old National debit Mastercard® and ATM card transactions made at Old National Bank ATMs and Allpoint® ATMs. If you use an ATM from a different ATM operator, you may be charged a fee by the ATM operator and you may also be charged an ATM Transaction Fee by Old National. Access to Allpoint Network is not available for Home Equity Line Access cards.
3 Minimum opening deposit of $100.
4 Items include checks paid, withdrawals, deposits, deposited items, and electronic (ACH or POS) debits and credits. Fees assessed for excess items. A fee of $0.50 per excess item assessed on Access Business Banking or Pro Access Business Banking.
5 Cash and currency deposited fee is $0.15 per $100 over product threshold.
6 Autobooks Premium is available for purchase directly from Autobooks for an additional fee.