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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Equitable Access to Capital

We’re committed to increasing funding to help minority- and women-owned small businesses.

Connect with Us

Empowerment Small Business Loan Program

Old National Bank has established the Empowerment Small Business Loan Program to provide access to capital for minority- and women-owned small businesses that may not normally qualify for credit under traditional underwriting guidelines. We believe in showing up for our communities. This is one way we’re helping small businesses succeed where we live and work.

  • A client reviewing her borrowing options

    How It Works

    Borrow up to $5 million1 under expanded credit guidelines, including a lower minimum credit score2 and modified collateral requirements. Your application will be reviewed by our in-house, dedicated credit team.

  • A small business owner looking at his inventory

    Program Eligibility3

    Available to businesses:

    • With revenue less than $25 million.
    • With more than 50% owned by minorities and/or women.
    • Located in region of: Chicago, IL, Evansville, IN, Indianapolis, IN, Louisville KY, Milwaukee WI, Grand Rapids, MI, Minneapolis/St. Paul, MN  and Nashville, TN with preference to those operating within a majority-minority or low-to-moderate income census tract.
  • A small business owner at work

    Loan Types Available4

    • Working Capital Lines of Credit
    • Owner-Occupied Real Estate
    • Equipment Finance Term Loans
A small business owner looking for a checking option

Business Checking Solutions

We provide checking options for small businesses, larger corporations, and everything in between. Check out our business checking account options.

See Our Options

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Treasury Management Solutions

We can help you manage your cashflow and improve your liquidity. We also have fraud mitigation tools. Let’s up your business game!

Learn More

Get Connected
Get started with a member of our Community Lending Team today.

Leo Lopez
Leo Lopez, SVP
Community Lending Executive
Proudly serving Indiana & Kentucky
Email Leo

 

 

Tracy Meeks
Tracy Meeks, VP
Community Lending Executive
Proudly serving Wisconsin
Email Tracy

Emma Kasiga
Emma Kasiga, VP
Community Lending Executive
Proudly serving Minnesota
Email Emma

Monica Rubio
Monica Rubio, VP
Community Lending Executive
Proudly serving Illinois, Michigan, & Tennessee
Email Monica

Small Business Insights

  • A business meeting with the lender

    14 Ways To Build Business Credit

    A small business should start building up its credit as soon as possible. Learn how.

  • A small business owner at her computer desk

    Essential Advice for Women-Owned Businesses

    Real-life examples and tips from two successful women who run their own small businesses.  

  • Casetta Kitchen and Counter in Madison WI

    The Empowerment Loan in Action

    A success story: Casetta Kitchen and Counter in Madison, WI, is thriving under new ownership.

Let’s Get Started

Let’s talk about your options! Fill out the form below and one of our small business Relationship Managers will be in touch shortly.

1 All loans subject to credit approval. If the security interest is property, property insurance will be required. Minimum loan amount for this program is $25,000.
2 Loan Sponsor/Guarantor must be a U.S. citizen.
3 For full program details contact your Community Lending Executive. Additional program qualifications or restrictions may apply.
4 Maximum loan to value (LTV) amounts will vary based on collateral type. Gap financing may be available through outside program partnerships.