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A couple getting the keys to their first home
Is an FHA Loan Right for You?

An FHA Loan may make homeownership more affordable.

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A couple getting the keys to their first home
Home Ownership Within Reach

FHA Loans have lower credit and down payment requirements.

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Federal Housing Administration (FHA) Loans

An FHA Loan1 has lower credit and down payment requirements than a traditional mortgage loan. It can be an easy and affordable option for purchasing or refinancing your home.

  • A family moving into their first home

    Benefits of FHA Loans

    • Low down payment2 requirements
    • Use a monetary gift to help with down payment or closing costs
    • Less restrictive credit requirements
    • Variety of options for rate and term
    • Can be used for refinancing

    Apply Online

  • A couple looking for a home loan

    Is an FHA Loan Right for You?

    An FHA mortgage loan may be ideal if:

    • You are first-time home buyer or looking to refinance
    • You intend to live in the home as your primary residence
    • You don't have the best credit
    • You’re looking to spend less than the traditional 20% down payment.

    Apply Online

More About Getting a Mortgage

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Calculate a Mortgage Payment

What could your monthly mortgage payment be?

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Home Is More Than a Place — It’s a Feeling

A single mother doesn’t let “no” steal her dreams. Instead, she connects with the Old National Home Manager Program.

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A couple getting their keys to their first home

Need Down Payment Assistance?

You're not alone! There are plenty of resources available to help you buy a home.

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Home is More Than a Place — It’s a Feeling

Connect with a Lender Today

Looking for an FHA Loan? Our expert mortgage lenders can review your options. Let’s find the mortgage that’s right for you!

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1 Subject to credit review and approval. Property insurance required. Some restrictions may apply and program conditions subject to change. Rates are subject to change daily. Contact an Old National Mortgage lender for product details.
2 Down payment assistance programs are subject to availability. Low down-payment programs may require you to take out private mortgage insurance, or PMI, to further defray the risk to the lender. This may add to the cost of a low down-payment mortgage.