First Midwest BankFirst Midwest Bank logoArrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
A couple sending money via a wire transfer
Send and Receive Money

Wire transfers are a fast and secure way to move money.

Call 800-731-2265

Wire Transfers With Old National

Use wire transfers to send money to family members or businesses, in the US and around the world. Don't forget, it's an easy way to receive money too! See our fees.

Benefits of Wiring Funds

A man working at his desk

Wires With Old National

Wire transfers can be debited directly from or deposited directly to your Old National checking or savings account.

Secure and convenient, wire transfers typically arrive sooner than other methods of sending and receiving money.

Find a Banking Center

A map of the United States

Domestic Wires

Domestic wires (those sent within the US) generally arrive at the recipient bank the same business day, if sent by 3pm CST on bank business days.

Find a Banking Center

Sending money via an electronic device

International Wires

International wires generally arrive at the recipient bank within two business days, if sent by 3pm CST on bank business days. We can assist you with sending International wires either in US dollars or the currency of the destination country.

Find a Banking Center

Wire Transfer Fees

Wire Type Fee
Outgoing domestic wires $30
Outgoing international wires (in US dollars or foreign currency) $50
Incoming domestic or international wire $16

Wire Transfer Frequently Asked Questions

A: Using an electronic payment service, such as The Society for Worldwide Interbank Financial Telecommunication (SWIFT), the Federal Reserve Wire Network or the Clearing House Interbank Payments Systems, funds are sent electronically. They can be sent to a recipient account at another bank or sent by someone else to your checking or savings account at Old National.

A: Visit your nearest Old National Banking Center to send money to both personal and business accounts in the US and internationally.

A: If you do not know the currency of the receiving account, you should send in US dollars. If you do know the foreign currency of the receiving account, there are benefits to sending it that way. Your recipient (in most instances) will receive the funds sooner than if you sent the funds in US dollars. In addition, initiating your transfer in the recipient's local currency will allow you to lock in the exchange rate up front. You will see the exact exchange rate when you initiate a transfer.

A:

  • If you initiate a domestic wire transfer before the cut-off time (3 pm CST) on bank business days, we will process the transaction the same day. Domestic wire transfers generally arrive at the recipient bank the same business day.

  • If you initiate an international wire transfer before the cut-off time (3 pm CST) on bank business days, we will process the transaction the same day. However, depending on certain factors, international wires can take anywhere from 2 to 5 business days to reach the recipient account.

A: Yes, wire transfers can be debited from your checking or savings account.

A: You can schedule a US dollar wire transfer in advance. Wires sent in a foreign currency cannot be scheduled in advance due to changes in currency rates.

A: The daily cut-off time for all wire transfer requests is 3 pm CST on bank business days. A business day is every day except Saturday, Sunday and federal holidays.

A: The Old National SWIFT code is OLNAUS44. This is a unique code that may be required for the completion of international wire transfers by the Society for Worldwide Interbank Financial Telecommunication (SWIFT).

A: Outgoing Wires

What will you need? Domestic International
Recipient bank name, address and country X X
Recipient bank routing code X  
Recipient account number1 X X
Recipient bank SWIFT/BIC for National ID2   X
Currency of recipient account (foreign or US)   X
Purpose of transfer   X

A: Incoming Wires

What will you need? Domestic International
ABA Routing Number for Old National: 086300012 X  
Old National SWIFT code OLNAUS44   X
Your full account number X X
Title on account3 X X

For Eurodollar (EUR), British Pound Sterling (GBP) and Canadian Dollar (CAD) incoming wires, please visit an Old National banking center for instructions.

Connect With Us

Branch Icon
Find Us
Schedule Appointment Icon
Schedule an Appointment
Phone Icon
800-731-2265

1 For international wires you may need a country-specific account structure, for example a CLABE for Mexico or an IBAN. Other countries might require a SWIFT Bank Identifier Code or a National ID with the recipient’s account number.
2 All wire transfer payments should include a SWIFT Bank Identifier Code or a National ID as applicable, and for participating countries the beneficiary’s International Bank Account Number (IBAN). Mexican banks require a CLABE number in addition to the SWIFT BIC.
3 The name on your account, as it appears on your statement.