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2,187 results found
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Three Ways APIs Are Keeping Small Businesses Digitally Competitive
Small businesses are still bearing the brunt of economic and legislative changes brought on by the pandemic, with over 70% of them reporting negative
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4 Steps To Turn Makeshift Digital Transformation Into Long-Term Success
Co-authored with Nikolaus Obwegeser and Benjamin MüllerMakeshift digital home officegettyWhile many companies were reportedly undergoing some form of digital transformation before COVID-19, it seems they were not far enough along their journey to respond effectively. At the outset of the pandemic, companies scrambled t
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Do You Really Know What Your HSA Can Do for You?
Over the past several years, health savings accounts (HSAs) have grown in both interest and popularity — so much so that there were $104 billion in
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The Economy Is Going Well Now, But Questions About The Longer Run Remain
As the economy roars back from the pandemic’s lockdowns and quarantines, its near-term prospects look marvelously bright in just about every sector – employment and retail, capital spending and housing.
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How To Find The Perfect Accountant For Your Business In 4 Simple Steps
To ensure your business's books are up-to-date and accurate, consider hiring an accountant.gettyManaging your company’s books and finances is a crucial task that comes with a lot of pressure. Make one wrong turn and you could wind up dealing with tax issues, facing penalties, and losing money—yikes. To avoid accounting
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Qualities of the successful small business CFO
Based on my experience, a few key qualities are needed to be a successful small business CFO.
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For the first time in US history, a decade will pass without the country falling into a recession
In every decade since the period immediately before the Civil War, the US economy could be relied on to do one thing: tumble into recession. But the American economy is on pace to defy that trend for the first time in nearly 170 years as it enters the 2020s. The 2010s would be first time a decade has come and gone with
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7 Top Benefits of Roth IRAs That You Don't Want to Overlook
The Roth IRA (individual retirement account) is bursting with benefits that can make saving for retirement a bit more exciting. If you don't want to
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Are You Ready to Invest Beyond a 401(k)?
When it comes to retirement investing, it pays to take advantage of accounts that provide tax breaks for savings. Sadly, many people are passing up the chance to invest in one of the most accessible of those accounts -- the IRA. In fact, according to the Center for Retirement Research, only around 15% of people of all
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What is an emergency fund?
An emergency fund, also known as a rainy day fund, is a savings account where you set aside money for an unexpected event. For example, you might dip into your emergency fund for an unexpected medical bill, a sudden need for car repair, or a job loss. Your emergency fund should not be used for day-to-day expenses, vacations, or other big non-emergency purchases.
The idea is that by having dedicated savings for the unexpected, you’ve created a buffer, should disaster strike. You’ll have funds to cover an emergency and not be as financially impacted as you would be if you were unprepared. This allows you to avoid debt and continue to pursue your other financial goals in the face of an emergency.
Experts recommend you keep anywhere from 6 months to a year’s worth of expenses in your dedicated emergency fund. You should also make sure your emergency fund is in an interest-bearing account. At Old National, we offer a variety of savings options.