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1. Agribusiness Banking
   Old National Bank offers agribusiness lending solutions. We are a Top 50 Ag Bank Lender – and many of our Ag experts still work their own farms.
2. When the benchmark in my loan is changed, will the “spread” over the benchmark also change?

   Yes, possibly. One of the overarching goals of the LIBOR transition is to ensure that there is no “value transfer” between two parties to a contract simply because the benchmark interest rate has changed. Since no replacement benchmark is the same as LIBOR, it is possible that a “spread adjustment” will be required to ensure there is no value transfer from one party to the other.

   Your Old National relationship manager will be able to answer any specific questions you may have about a spread adjustment that may be required on your loan.

3. What is an SBA loan?

   SBA loans are guaranteed by the US Small Business Administration (up to a certain amount) and are issued by participating lenders, mostly banks. Old National is recognized as a Preferred Lender by the SBA and has many years of experience with the SBA 7(a) program, the SBA Express program and the SBA 504 program.

   SBA program benefits include smaller down payments, longer maturities with no balloon payment and fixed or floating rates. SBA loans typically provide more flexible financing at competitive terms that you might not otherwise qualify for. To learn more about SBA loans at Old National, please visit our SBA Loans page.

4. 3 Good Reasons to Outsource in Your Small Business
   There is a growing trend in businesses to outsource some functions. There are many reasons outsourcing is an excellent option for many companies, and the advances in technology make it a viable solution. Many employers originally looked at outsourcing with suspicion. If owners didn't have control over the individual te
5. 8 Things to Try If Your Business Growth Has Stagnated
   Most business owners want to invest in their business to help it grow. In the early days, you might experience exponential growth; people are finding
6. Cybercriminals Are Coming for Your Business. Here Are 5 Simple Ways to Keep Them Out
   Now, more than ever, is a crucial moment to button up cyber security measures at your company. Small businesses were easy prey for cybercriminals during the pandemic. A shift to remote work meant hackers had their pick of unsecured home networks and devices. Now, even though many businesses have moved back to in-office
7. Microfinance vs. Macrofinance: What's The Difference?
       Microfinance vs. Macrofinance: An Overview Microfinance and macrofinance represent two types of funding-related activities. The
8. Small Business Opportunities To Boost Profits And Productivity
   Inventory ManagergettySmall and medium-sized companies have many challenges, which are opportunities for improvement. Time-tested improvements were shared recently by the founder and managing partner of Riverlake Partners, a private equity firm that owns smaller and medium-sized businesses. Erik Krieger noted three opp
9. 5 Keys To Retaining Millennial Employees, The ‘Job-Hopper’ Generation
   Millennials (born 1980-2000) can get a bad wrap for being unloyal. In fact, half of Millennials are actively seeking a new job, or are ready to make a change. This characteristic has historically given off the perception that they aren’t committed to their work. It’s quite the contrary. First of all, their job hopping
10. CFOs worried about second wave of coronavirus
    CFOs are concerned about a new wave of COVID-19 infections leading to a further economic downturn, according to a survey Monday from Big Four firm PricewaterhouseCoopers, as their companies also confront issues related to racial inequality amid the Black Lives Matter protests. PwC’s sixth COVID-19 CFO Pulse Survey foun