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Investing in Today's Bear Market? Ask Yourself These 4 Questions First
Many people hear the words "bear market" and think they ought to run and hide. After all, the idea of investing when the stock market is down can be scary. But actually, bear markets offer solid investment opportunities -- because stocks are cheaper to buy on a whole. If you're thinking of putting money into stocks in
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4 Ways to Work Student Loan Repayment Into Your Monthly Budget
Federal student loan payments were put on pause during the COVID-19 pandemic, but that break from educational debt is coming to an end as payments
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401(k) Losing Money? Here's Why You Shouldn't Panic
It's been a rough week for stock investors as volatility rocked the market. If you've been peeking at your 401(k) plan balance, you may be seeing
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5 Ways to Squeeze Every Penny Out of Your 401(k)
Used well throughout your career, your 401(k) plan can help you reach millionaire status by the time you retire. If you really put your mind to it and effort behind it, you might even be able to blow past that level. The thing is, though, that while the basic concept behind the 401(k) is simple, getting the absolute mo
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The 1 Mistake to Avoid in a Hot Housing Market
It's a hard time to be looking for a home. Property values have soared on a national level, and a lot of buyers are getting priced out of the market because of it. On the other hand, it's a great time to own a home. With property values being up, homeowners have more options to borrow against their homes. But there's o
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5 Roth IRA Rules You Must Know Before Opening An Account
I’m a big advocate of the Roth IRA. I love to talk about it, and I recommend it to anyone who’ll entertain the conversation. But what I discovered is that a lot of people don’t understand the full extent of what a great investment vehicle the Roth IRA is. As well, many who do have it are completely unaware of how best
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Here Are the Biggest Tax Law Changes to Look Out for This Year
As yet another tax-filing deadline approaches, taxpayers who want to maximize their return (or minimize how much they owe Uncle Sam) would be wise to get familiar with a handful of key changes taking effect this year. The good news is the tax code didn’t undergo a massive overhaul in 2019. Moreover, some of the changes
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How To Use Your 401(k) Funds To Start A Business
November is National Entrepreneur Month. With studies showing 30% of new businesses are started by people above the age of 50, you might be
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Buying Or Selling A Home? Here’s What You Need To Know About Contract Contingencies
If you’ve ever bought or sold real estate, you’ve probably heard of contingencies. In the most basic terms, a contingency is a specific requirement that must be met in order to make a real estate contract final.
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Do You Have More or Less Money in Savings Than Other People Your Age?
If you have less money saved on average than people in your age group, here are a few ways to grow your savings.