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1. Here’s How Working After 62 Can Change Your Social Security Benefits
   Continuing to work after age 62 can affect your level of Social Security retirement benefits, whether you are receiving benefits at the time or not.
2. How Should Small Businesses Measure Cybersecurity?
   How do you know if your business is safe and secure online? Measuring how effective your cybersecurity is can be tricky for small businesses. Cybersecurity firms make use of complex key performance indicators (KPIs) to measure how effective their security tactics are, but building these systems is generally beyond the
3. Life Insurance vs. Emergency Fund: Why You Probably Need Both
   Understanding when an emergency fund and a life insurance policy come into play — and how to potentially afford both — will help you prepare for the future. Here's how
4. How employers can help struggling hybrid workers
   Employers transitioning to hybrid work arrangements may need to reevaluate their performance management strategies and recalibrate how they approach
5. How do I add a payee in Online Bill Pay?

   From a Web Browser

   • Log in to your Digital Banking account and choose Bill Pay in the top menu. 
   • To add a new payee, type the name of the payee in the “Need to pay someone new?” entry box near the top middle of the main payments page. 
   • As you type, what you are typing is matched to a known payee. 
   • If you see your payee in the drop down list, click the name and then click the Add button. Enter and confirm the account number and add an optional nickname. 
   • Select Add Payee.

   If you do not see the name in the drop down, don't worry, just complete typing the name of your payee and click the Add button. You will then be asked for some information about your payee:  

   • Account Number – This is your account number with the payee. Enter the account number as it appears on your bill. When making a payment to a person and not a business, you may not have an account number to provide. If this is the case, leave the account number field blank. 
   • Nickname - This field is optional, but if you have a different way to identify the payee besides the payee name, enter it here.
   • Payee Address – This is the address to which you send your payment. 
   • Payee Phone Number – Enter the phone number your biller provides for questions about your bill. If you are adding a company, look for a customer service phone number on your bill, statement, or invoice. If you are adding a person, use the person's work, home, or mobile number. 
   • Zip code – Enter the payee's zip code to which you send your payment. 

   When your payee is added, it will display at the top of your payee list on the main payments page. The next time you come back to the screen, your payees will display in alphabetical order. Bill Pay has its own FAQ in Digital Banking as well. You can find it on the Bill Pay screen in the lower right corner under I want to . . . 

   Mobile App

   • Open the Mobile App, tap Payment Center, then Bill Pay.
   • Select Payees at the top right of the screen
   • In the Add a person or business field begin adding information for those you want to pay. The app will guide you through entering any additional information needed. 

   If you need assistance with enrolling in Bill Pay, please contact Client Care at  1-800-731-2265.

6. What I wish I knew about money when I was younger
   To celebrate Financial Literacy Month, Old National Wealth Management team members share what they wish they knew about money when they were younger.
7. How do I apply for a mortgage loan?

   You can apply for an Old National mortgage loan in several ways:

   Apply through our website

   1. Visit the Mortgage Loan Options page.
   2. If you prefer, you can also designate the mortgage lender you prefer to work with. In that case, go to the Mortgage Loan Options page and select Find a Mortgage Expert. Under the photo of the mortgage loan officer you prefer to work with, select Apply Online.

   Call us
   You can also contact a mortgage loan officer directly to schedule an appointment. Go to the Mortgage Loan Options page and select Find a Mortgage Expert. Under the photo of each mortgage loan officer, you will find a direct phone number.

8. A Big Change Is Coming to 401(k)s in 2025. Here's What You Need to Know.
   Maximum allowable 401(k) contributions are going up in 2025. Here's how that will help you build wealth for the future
9. Consumers Pulled Back on Shopping in October. Are Your Holiday Projections Still Safe?
   Retailers are getting mixed signals from consumers ahead of the holidays--here's what you can expect. Americans pulled back on spending in October,
10. Gearing Up to Be a First-Time Dad? 3 Money Moves to Make
    Becoming a dad is exciting. And you may be counting down the days until your little bundle of joy makes their entrance into the world.