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      Certificates of Deposit

      Old National has CDs with a variety of terms. Use a CD to save securely at a predictable rate. Visit us to learn what rates you could receive.

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      Earn 4.15% APY with a Certificate of Deposit from Old National Bank. Choose our 5-month to lock in 4.15% APY. Visit us today!

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      1. Savings Plus
        A savings account that includes an automatic savings plan, linked directly to your existing Old National accounts. Open our Savings Plus account today!
      2. Market Monitor
        The Old National money market account: our Market Monitor options offers tiered interest, with the ability to write checks. Visit us today and open an account!
      3. Specialized Industries
        Old National Bank has experts who understand your specialized business banking needs: CRE, Franchise Banking, Agribusiness, Healthcare Finance, and more!
      4. Why am I receiving calls regarding my loan account being past due when I have a grace period?

        The grace period on your loan doesn't provide additional time beyond the due date to make a payment. The grace period only provides additional time before a late charge is assessed. If we don't receive your payment by the due date, it is considered late, and you may receive correspondence by phone or mail regarding the status of your payment.

      5. Can I open a checking account online?

        We do provide a way to open most checking accounts online. Go to our Compare Checking Accounts page, find the account that best suits your needs and select the Open Account button.

        We offer a variety of checking accounts to meet different needs. If you would like to talk to someone about the type of checking that would be best for you, please visit a banking center or call us at 1-800-731-2265.

      6. Three Tips for When Your Small Business Needs to Raise Funds
        Trying to start a business or take one to the next level can be expensive. You might be increasing your staffing, starting a marketing campaign or
      7. When will my deposit be available?

        Funds deposited to your account will be available to you, based on several factors we have listed below.

        A check written from an account at a bank other than Old National:
        Will not be available until the next business day (if it was deposited by the close of business and there are no holds placed on the checks). This means these funds will not be available to cover checks or other debits processed that night. An extended hold also may be needed. You will be notified if an extended hold is placed on the deposit.

        A check written from an account at Old National:
        Will be added to your account and will have same-day availability (if it was deposited by the close of business). This means these funds will be available to cover checks or other debits processed that night.1

        Cash or Direct Deposit (e.g. payroll, Social Security):
        Will be available the same day as deposit.1


        1 Deposits of this type made at an ATM or by mobile deposit prior to daily cutoff times are credited to your account and available to cover checks or other debits being processed that night.

      8. What is the "Pending" transaction in my Digital Banking transaction history?

        When you see “Pending" transactions in your Digital Banking history, it can represent two different types of activities on your account:

        ATM or Debit Card Transactions
        This "Pending" transaction could be a recent ATM or Debit Card transaction that has not yet posted to your account. For example, it could be an ATM withdrawal or a Debit Card purchase you made from a merchant. You will be able to see specific details, such as the name of the store where you made a purchase, after the transaction has posted to your account. 

        Certain Deposits
        A "Pending" transaction can also be a recent deposit which has checks or other items from a bank other than Old National and are, therefore, not available for you to immediately withdraw. This type of transaction will show under "Pending," as both a deposit and as a withdrawal, until Old National collects the funds from the other bank. Once these funds are collected, they will become part of your available balance and will no longer show as a withdrawal on your account. This could be as soon as the next business day after your deposit is made, but in some instances it may be longer.

        To obtain additional details about "Pending" transactions, you can contact Client Care at 1-800-731-2265.

      9. How do I set up automatic payments for my Old National loan?

        For mortgage loans:

        For all other personal loans, such as auto loans:

        • Download and return the Consumer Loan Auto Pay form to set up automatic payments. This form can be returned to a banking center or mailed to PO Box 3728, Evansville, IN 47736.
        • You can also set up a repeat transfer of funds within Online Banking to make a regular payment on your Old National loan. Within Online Banking, go to Move Money and in the drop down select Make a Transfer to set up a repeat transfer from an Old National account. Select Loan Payment (under Move Money) to set up a repeat transfer from an account outside of Old National.

        If you need assistance setting up an automatic loan payment or want us to mail an auto pay form to you, please contact Client Care at 1-800-731-2265 or visit any Old National banking center.

      10. Can I use Digital Banking to make an Old National loan payment from a non-Old National checking account?

        Yes, we provide options to pay on your Old National loan from a checking account outside of Old National.

        For auto loan and other consumer loan payments:

        • Sign in to Digital Banking, go to Move Money in top navigation and select Loan Payment at the bottom of the drop down.

        You will be taken to a screen where you can input information for the external account you want to take your payment from. Please note that the account at another financial institution will need to be verified, so you may not be able to make your payment immediately.

        For mortgage loan payments:

        Currently, only mortgage loans can be paid from within the Mobile app. Payments for other types of loans can only be made within a web browser.