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1. The 4 Biggest Changes You'll See on Your Tax Return This Year
   Tax season is just about to start, and now's the moment of truth to see what impact the late-2017 tax reform laws will have on your tax return.
2. Here's Why Investing In Frontline Workers Is Good For Your Bottom Line
   Guild Education Cofounder and CEO Rachel Carlson was named to the Forbes Under 30 list in 2017. Most employers know that employee attrition is detrimental to their company’s success. But few know how to improve retention and continue to attract top talent. That’s why many of the nation’s largest companies, from Lowe’s
3. How Tax Reform Has Impacted the Housing Market
   When the Tax Cuts and Jobs Act was enacted in 2017, it reduced tax breaks for homeowners. Mainly, it lowered the cap on the mortgage interest deduction to $750,000, down from $1 million, and the deduction for state and local property taxes was capped at $10,000. At the time, housing experts and economists said the chan
4. Louisville in Our Hearts
   There are no adequate words to describe what happened the morning of April 10, 2023, at our Old National Bank office in downtown Louisville.
5. Strategic Planning With Uncertainty About Pandemic’s End
   Looking for the right path.gettyThe Covid-19 vaccine rollout demands that business leaders plan for recovery in the economy as well as in health. More pratfalls with vaccinations may delay recovery, but vaccinations could accelerate thanks to learning-by-doing and copying success. Either way, companies need to be ready
6. Three Ways AI, If Trusted, Can Transform the Healthcare Landscape
   The following is a guest article byJeanne Greathouse, Healthcare Development Director, AI Regulatory Services at BSI 77% of Healthcare Workers Say
7. Community Reinvestment Act
   Old National works to build products, services and collaborative partnerships that help individuals and families reach their goals. Access our CRA Public File.
8. What are the replacement rates for LIBOR?

   Although options for replacing LIBOR continue to evolve, Old National has currently identified the following potential replacement options for our clients:

   1. Secured Overnight Financing Rate (SOFR)
   2. Term SOFR

   The Secured Overnight Financing Rate or SOFR is the replacement benchmark recommended by the New York Federal Reserve’s Alternative Reference Rate Committee (ARRC). (See references below for more information on the work of the ARRC.) SOFR is derived from transactions that are executed in the overnight repurchase agreement (repo) market. These transactions are executed between banks and other intermediaries and are often collateralized by US Treasury securities. The market for SOFR is very deep and liquid with nearly $1 trillion in underlying transactions executed daily. 

   While SOFR has been identified as the replacement index for LIBOR, there are multiple calculation methodologies which have been developed given that SOFR is a daily rate. The CME Term SOFR Reference Rates benchmark is a daily set of forward-looking interest rate estimates based on the SOFR futures contracts. CME Term SOFR Reference Rates are calculated and published for 1-month, 3-month, 6-month and 12-month tenors. Like LIBOR, CME Term SOFR Reference Rates are forward-looking, and the rate is set at the beginning of the period and interest is paid in arrears.

9. Business Strategy For The High Inflation Economy
   Companies around the world are feeling inflation, especially companies in the United States.
10. Old National’s Empowerment Small Business Loan Program
    Old National hosted three receptions in the Chicagoland market for the Old National Empowerment Small Business Loan Program in August of 2024, when a