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1. Employee morale and financial health: What employers need to understand
   COVID-19 has reshaped labor markets in ways that are testing what employers know—and don't know—about their workforces. Take the restaurant industry, where NPR reports employees are leaving at a record rate. Pay is only part of it. A lack of benefits weighs on their minds, too. As does the rudeness from customers.
2. Addressing America’s Financial Literacy Crisis Begins at Home
   We’ve known for some time that many Americans struggle with understanding finances.
3. Keys To Managing Small Business Growth Without Major Investors
   There are many reasons to grow a small business without investors. You may want to keep 100% of the equity in your business rather than share it.
4. I changed my travel plans because of COVID-19, but there are 3 reasons I'm not changing a single thing about my investment strategy
   I was scheduled to travel to Germany from DC during the first week of March and had been looking forward to the two-week trip. I thought the European
5. Are You—and Your Business—Ready For Inflation?
   If the past two years have taught us anything, it’s that businesses must be quick to adapt to new and fast-changing market conditions.
6. Pros and Cons of Using a HELOC to Consolidate Your Debt
   Stressed about debt? If you're a homeowner, you can use a HELOC to consolidate your debt. Read on to learn about the pros and cons, and whether this option might work for you
7. 3 Ways Sustainability Will Change In 2025: Are You Ready?
   2025 will be a year of change for sustainability initiatives, but no, sustainability is not retreating – it is evolving.
8. 4 Money-Savings Moves I Wish I Had Made in My 20s
   Do you have enough money put away for emergencies or vacations or expected costs? This article explores why and how to rethink your savings strategy
9. 401(k) Losing Money? Here's Why You Shouldn't Panic
   It's been a rough week for stock investors as volatility rocked the market. If you've been peeking at your 401(k) plan balance, you may be seeing
10. 9 ways to withdraw money early from your IRA - without paying a penalty
    The IRS allows penalty-free early withdrawals from traditional IRAs in certain circumstances, called hardship provisions. Hardship provisions spare you the 10% penalty, but not taxes, on the withdrawn sum. IRA early withdrawals that can be penalty-free include expenses for healthcare, college, childbirth, and a first h