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5 Savings Accounts Everyone Should Have
Saving money for the future is important. In fact, it's a good idea to have not just one savings account but several different types of accounts.
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What to consider as vendors add generative AI to workplace tools
Vendors of all shapes and sizes are rushing to implement generative AI, a race begun by the release of OpenAI's ChatGPT and its newest large language
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Cash In on Your Home Equity
For the nearly two-thirds of Americans who own a home, tapping into home equity can be an affordable and flexible way to borrow money. Of the two
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5 smart pieces of money advice financial planners will tell you for free
If there's anyone you should turn to for honest and objective money advice, it's a financial planner. Certified financial planners have a fiduciary
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Most Young Retirement Savers Make This Investing Mistake
You've set up your 401(k) contributions, and you're watching that account balance tick up with every paycheck. Congratulations, you're on your way to a comfortable retirement. Now, it's time to expedite your progress by optimizing the investments in your account. That's an adjustment the vast majority of young savers n
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Reluctant to retire? 3 signs you're ready
Many people don’t have much choice about when they retire. Illness, job loss or caretaking responsibilities push them out of the labor force, ready or
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Update Your Retirement Strategy with New 2020 IRS Contribution Limits
If you wish you could save more for retirement, you’re in luck. The Internal Revenue Service (IRS) is letting you contribute more toward retirement in 2020. The increase in the annual limit also applies to catch-up contributions. This is great news for retirement savers since 38% of Americans aren’t confident that they
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5 Best Resources for Millennials Without Pensions
A pension is an employer-sponsored retirement plan that provides a monthly income once you retire. Employees will make contributions to a pool of funds set aside for their future benefit so that they can receive periodic payments once they're ready to retire. Pensions have allowed employees to reap the rewards of retir
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Three Ways Small Businesses Should Prepare For A Second COVID Shutdown
With the COVID Delta variant on the rise and the CDC recommending mask-wearing again, small and medium-sized businesses (SMBs) should be preparing for a possible second wave of coronavirus and possible lockdowns. This week, the Centers for Disease Control (CDC) updated its guidance for fully vaccinated individuals. Cen
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7 Ways To Make The Best Use Of Your Tax Refund
Did you get a tax refund for 2021? The average is about $3,000 this year.