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Get 'smart' about credit cards
The third Thursday of every October is Get Smart About Credit Day – a day to help promote the understanding of how credit works and how to build good
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Four Ways the SECURE Act Impacts Your Retirement Planning Now
Retirement and wealth planning have become more dynamic in recent years as Congress amends the rules on a regular basis. In the past couple of years, two significant tax code changes, each with major impacts on families strategic financial planning, were signed into law. The most recent change, the SECURE Act, was pass
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Five Signs It's Time to Retire in 2025
Are you on the fence about retiring this year? Consider these signs to determine whether or not you're ready
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A home equity loan could help you get the money you need for a renovation or emergency — here's how they work
Home equity loans allow homeowners to borrow against the value of their home. Many lenders will allow homeowners to borrow up to 80% of their home's current value. While home equity loans are often used to pay for home renovations, the money can be used in whatever way the borrower chooses. Sign up to get Personal Fina
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Biden still has a rosy view on the economy despite a bad November jobs report. Here's 3 reasons why he may be right to be optimistic.
Biden touted a sharp drop in the jobless rate and argued the economy is on the right track. There's a problem, though: the economy added about half
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What The Self-Employed Need To Learn From The PPP Loan Process
2020 has been a year of many lessons. From social distancing to coloring our own hair, we have all had to learn to adapt in a pandemic-driven world. It has been a time of change, reflection and fear. For many self-employed individuals, the Covid-19 pandemic has provided an additional lesson: education in the finances
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Empowering Hispanic Small Business Growth
Empowering Hispanic Small Businesses: Overcoming Challenges and Driving Growth; Hispanic Heritage month;
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Protecting Your Wallet: How To Adapt Your Spending in Times of Inflation
Unless you've been living under a rock, you are probably aware that inflation is hitting the pocketbooks of Americans (and the rest of the world)
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Which Retirement Plan Should I Add to First?
Saving for retirement is one of the most important ways that you can prepare for your financial future. When you stop working, nearly all of your income dries up. Although you may qualify to receive Social Security benefits, they'll only go partway toward replacing the income that your job paid you. Relying too much on
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Mental Health and Money Problems: How to Take Care of Both
Since 1949, May has been recognized as Mental Health Awareness Month to increase awareness of and acknowledge the importance of mental well-being.