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    1. 7 Year-End Wealth Moves
      As we get close to the end of the year, you still have time to improve your financial position with a few well-placed year-end moves.
    2. Reluctant to retire? 3 signs you're ready
      Many people don’t have much choice about when they retire. Illness, job loss or caretaking responsibilities push them out of the labor force, ready or
    3. 9 ways to withdraw money early from your IRA - without paying a penalty
      The IRS allows penalty-free early withdrawals from traditional IRAs in certain circumstances, called hardship provisions. Hardship provisions spare you the 10% penalty, but not taxes, on the withdrawn sum. IRA early withdrawals that can be penalty-free include expenses for healthcare, college, childbirth, and a first h
    4. One Simple Tip for Planning the Three Stages of Retirement
      Planning for retirement takes hard work. Here's why taking a targeted approach cam help ensure a financially comfortable retirement
    5. Minimizing Taxes When You Inherit Money
      Illustration by Cha Pornea Unless you spend your winters in Aspen and your summers in the Hamptons, you probably don’t have to worry about paying
    6. What are the Pros and Cons of Franchising?
      There is no question that owning a franchise can be a very profitable venture. However, there are also a number of pros and cons to consider
    7. 401(k) Evolution: Getting Better With Age
      As the 401(k) continues to evolve, it remains a great retirement saving strategy Since their launch in 1981, 401(k) plans have grown to become the
    8. Who Needs Life Insurance the Most?
      Even for those who feel like they're at the peak of life, the future is never certain, so thinking through the financial implications of a sudden illness or accident can be a wise move. Does that mean you need life insurance? If there are people in your life who depend on your earnings, and you don't have an enormous b
    9. Are You Making This Major HSA Mistake?
      If you have a health savings account (HSA), there's a good chance you're not flexing its full financial muscle, since research shows that only 5% of HSA holders are using one of the account's most powerful features. An HSA has three tax benefits: Contributions are made with tax-free money, withdrawals to cover qualifie
    10. Creative Ways E-Commerce Businesses Are Maintaining Sales During The Pandemic
      While some retailers have been able to maintain, or even increase, sales during the pandemic, majority of businesses have not been so fortunate. Companies selling essentials, such as groceries, healthcare items, home workout equipment, and of course hand sanitizers and cleaning supplies, have been maintaining business