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    1. A home equity loan could help you get the money you need for a renovation or emergency — here's how they work
      Home equity loans allow homeowners to borrow against the value of their home. Many lenders will allow homeowners to borrow up to 80% of their home's current value. While home equity loans are often used to pay for home renovations, the money can be used in whatever way the borrower chooses. Sign up to get Personal Fina
    2. A new report says you need to make $114,000 to buy a house. Here's how to buy if you earn less than that.
      People with sub-six-figure salaries become homeowners all the time. Here's how.
    3. Biden still has a rosy view on the economy despite a bad November jobs report. Here's 3 reasons why he may be right to be optimistic.
      Biden touted a sharp drop in the jobless rate and argued the economy is on the right track. There's a problem, though: the economy added about half
    4. Which Retirement Plan Should I Add to First?
      Saving for retirement is one of the most important ways that you can prepare for your financial future. When you stop working, nearly all of your income dries up. Although you may qualify to receive Social Security benefits, they'll only go partway toward replacing the income that your job paid you. Relying too much on
    5. Are “Fixer-Uppers” a Smart Move for First-Time Buyers? (Maybe Not)
      What every first-time buyer should consider before diving into the world of fixer-uppers.
    6. Are You Making This Major HSA Mistake?
      If you have a health savings account (HSA), there's a good chance you're not flexing its full financial muscle, since research shows that only 5% of HSA holders are using one of the account's most powerful features. An HSA has three tax benefits: Contributions are made with tax-free money, withdrawals to cover qualifie
    7. 1 in 3 employees believe their company’s cybersecurity is a moderate or major problem
      With 1 in 3 employees believing the cybersecurity of their company is a moderate or major problem, decision-makers must do more to reassure them.
    8. 3 Pros and Cons of Buying a Home in an HOA
      In your search for a home to buy, you may come across three letters that give you pause -- "HOA," short for "homeowners association."
    9. 4 Challenges Brands Need to Start Thinking About Now for a Smoother Peak Season
      Take these steps now to avoid common pitfalls of peak. In the U.S., peak holiday shipping season generally begins in October and lasts through
    10. 5 Growth Opportunities for Businesses to Thrive in a Post-COVID-19 World
      COVID-19 may be waning thanks to our vigilant medical and research communities, but the world has changed irrevocably. Many organizations have undergone a digital transformation faster than ever before, and the pandemic was the major catalyst. Now, more than a year later, everyone is starting to settle in and adjust to