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5 Steps to Take When Buying Your First Home
Buying a home to call your own is such an exciting time, but without a clear understanding of the process — and the proper amount of preparation — things can become tense quickly. Here are some tips to follow to avoid having that happen to you
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How to pay back your student-loan debt, no matter where you start or what type of loans you have
There are several repayment plans to choose from to help you pay back your student loans. The right strategy for you will depend on your goals, lifestyle, and the type of loans you have. At any point during repayment, consolidating or refinancing your student loans can streamline your monthly payments and help you save
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4 Ways Women Can Win with the SECURE Act
While women have historically done better than men in the stock market by about 0.4% per year, they are undeniably in a worse position when it comes to retirement security. This disadvantage stems from fewer years spent in the workforce, longer life expectancy, the wage gap and less access to workplace retirement plans
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Here's the Salary It Takes to Buy a Home Today
There's a reason so many would-be buyers have struggled to enter the housing market in 2023. Not only have mortgages been expensive to sign, but home prices have been elevated, largely due to a glaring lack of inventory.
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How the SECURE Act Will Impact Retirement Savings
With the decline of traditional pensions, most of us are now responsible for squirrelling away money for our own retirement. In today's do-it-yourself retirement savings world, we rely largely on 401(k) plans and IRAs. However, there are obviously flaws with the system because about one-fourth of working Americans have
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3 times you should consider refinancing your student loans, according to a financial planner
If you have student loans, you've probably wondered whether or not you should refinance them. Maybe you've heard that's a great way to save money. Or
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4 reasons it will take more than a year for the US to get back to full employment, according to Fitch
The US won't return to full employment until the fourth quarter of 2022, Fitch Ratings said Wednesday. Matching workers' skills with new jobs will take time, as will a rebound in workforce participation. Some workers - particularly older Americans - are likely permanently discouraged from work, Fitch added. See more st
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How To Use Growth Marketing To Recession-Proof Your Business
Recession. The word is enough to strike fear into business owners’ hearts.
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Entrepreneurs Share 7 Smart Reasons They Use Business Credit Cards
A business credit card can be much more than a convenient way to pay for purchases. These cards can also provide lucrative rewards, superior fraud protection, and smooth out cash flow. According to the Federal Reserve’s 2019 Small Business Credit Survey, 52% of firms with 1 to 499 employees use credit cards on a regula
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Teaching Kids About Money: 5 Concepts to Know
When it comes to kids, money habits are ingrained by the age of seven?1 In fact, you can start introducing money concepts to kids as young as three years old. Remember, though, that even as you introduce money topics early, lessons need to be age appropriate. And, parents with older kids, don’t despair – habits can be