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1,931 results found
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Five Tips for Becoming a Financially Successful Couple
Having helped hundreds of couples retire, while also recently celebrating five years of marriage, we’ve learned a thing or two about navigating
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Entrepreneurs Share 7 Smart Reasons They Use Business Credit Cards
A business credit card can be much more than a convenient way to pay for purchases. These cards can also provide lucrative rewards, superior fraud protection, and smooth out cash flow. According to the Federal Reserve’s 2019 Small Business Credit Survey, 52% of firms with 1 to 499 employees use credit cards on a regula
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Watch Out For These Global Business Risks In 2020
The Great Depression of the 1920s laid waste to businesses and defined a decade. What do the 2020s have in store? Here’s a quick list of top risks that should be on your radar: Lack of Cyber Resilience Increasing tension between the U. S. and Iran has leaders on alert for cyberattacks by a nation state actor, but that’
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7 Easy Ways to Improve Your Credit Score Right Now
Whether you’re looking ahead to a brighter future or still feeling a financial blow from the pandemic, it’s a good time to take a look at your credit score and find ways to improve it. A higher credit score can help you qualify for better interest rates on all sorts of loans, from mortgages to credit cards. On the othe
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4 Ways Women Can Win with the SECURE Act
While women have historically done better than men in the stock market by about 0.4% per year, they are undeniably in a worse position when it comes to retirement security. This disadvantage stems from fewer years spent in the workforce, longer life expectancy, the wage gap and less access to workplace retirement plans
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Sandwich generation: How do you decide whose needs come first?
Squashed, spread too thin, nothing left. This is not how you want your lunch described, but for those who are part of the “sandwich generation,” these descriptions are all too accurate.
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Why Do All Small Businesses Need a Website?
With over 40,000 searches on Google every second, which converts to 3.5 billion searches every day, your small business absolutely must have a website presence. Regardless of the industry sector that you operate within, your customers are more than likely searching for services like yours on the Internet. This sentimen
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Why is LIBOR being discontinued?
LIBOR was introduced in the 1980’s as a benchmark interest rate that was intended to reflect banks’ average cost of short-term, wholesale unsecured borrowing. Over time, and particularly during the financial crisis that began in 2007, banks became less and less reliant on inter-bank lending. As a result, the number and dollar volume of transactions from which LIBOR was derived declined dramatically. To make up for this shortfall, LIBOR panel banks resorted to using “expert judgment” when submitting various rates used in calculating LIBOR. This left it susceptible to manipulation and fraud.
In 2017, the UK Financial Conduct Authority (FCA), the regulator for LIBOR, announced that after December 31, 2021, the panel banks would no longer be required to submit settings for LIBOR. (This has since been revised to June 30, 2023, for most LIBOR tenors.) This announcement effectively started the countdown to the end of LIBOR.
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Recession Warning Signs Are Flashing. 4 Tips To Protect Your Small Business During A Downturn.
Warning Sign Three out of four economists predict that the US economy will enter a recession by 2021. Some economists are predicting that the next recession could be deeper and more severe than the previous one in light of the fact that business and household debts are at higher levels than they were prior to the Great
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Personal Loan for Home Improvements
If you need fast cash, have a small project, or have no equity in your home, a personal loan for home improvements can be a great option. Learn why.