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      Private Elite Checking

      Private Elite Checking Account

      Old National's best personal checking solution exclusively for qualifying clients.

      • Private Elite Checking Benefits1

        • Preferred interest rates
        • Loan rate discounts2, including $1,500 toward closing costs on a primary mortgage3
        • Free ATM withdrawals4 at non-ONB ATMs
        • Increased limits for online/mobile banking, including mobile deposits5 and account-to-account transfers
        • Waived fees for domestic and international wire transfers (up to 5 per month)6
        • World Debit Mastercard®
        • Free safe deposit box, free money orders or cashier’s checks7, PLUS more

      1 Old National’s Private Elite Program deposit account benefits are effective on the open/transfer date of your Old National Private Elite Checking Account. All other benefits are contingent on the minimum qualifications being met before they can be applied. Annually, during the first quarter, Old National will review your relationship. If total balances in program qualifying accounts do not meet the Old National Private Elite Program requirements, Old National may contact you to help determine an alternate Old National product. Old National reserves the right to discontinue or modify the relationship discounts/benefits at any time. Cannot be combined with Partnership Banking relationship discounts/benefits. Private Elite Checking is an interest-bearing account, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the Collected Balance in the account each day. The current APY for ONB Private Elite Checking accounts is 0.04% on account balances in all balance tiers. Rates, terms and conditions accurate as of April 10, 2025. Additional Private Elite Banking qualifications may apply such as minimum net worth, household income and other personal or commercial financial qualifications. Meet with an Old National Private Banker for details.
      2 Credit products are offered by Old National Bank, Equal Housing Lender. Subject to credit approval. Property insurance required. Rate and closing cost discounts available on new loans at time of application.
      3 Excludes Quick Home Refi and Home Equity Lines/Loans and cannot be used for down payment.
      4 No ONB foreign ATM fee and we will refund the fee charged by other ATM owners up to $5 per transaction.
      5 Mobile deposit availability subject to terms and conditions and may not be immediately available.
      6 Includes up to 5 outgoing domestic, 5 incoming domestic, and 5 out-going international wire transfers per month, as based on your 30-day statement cycle. Note: Fees could still apply for incoming international wire transfers. Fees may reduce earnings on the account.
      7 Fee waived or refunded.